In the ideal world, an insurance company handles the paperwork of collecting money for risk pooling and paying the bills as they come in, as well as assessing individual risks to set premiums.
Sort of like most other insurance industries. Maybe arguing about if you paid for coverage, but not actually arguing that you don’t need the fix.
Your car insurance might argue you aren’t covered for damage that happened while the car was parked in the garage, but they won’t try to argue that your car might not actually require a new windshield since you haven’t tried plastic wrap yet.
In this ideal world, the people making the decision to ration care would be… The doctors, who are perfectly positioned to do this, and actually do when there’s a real need to do so.
In the ideal world, an insurance company handles the paperwork of collecting money for risk pooling and paying the bills as they come in, as well as assessing individual risks to set premiums.
Sort of like most other insurance industries. Maybe arguing about if you paid for coverage, but not actually arguing that you don’t need the fix.
Your car insurance might argue you aren’t covered for damage that happened while the car was parked in the garage, but they won’t try to argue that your car might not actually require a new windshield since you haven’t tried plastic wrap yet.
In this ideal world, the people making the decision to ration care would be… The doctors, who are perfectly positioned to do this, and actually do when there’s a real need to do so.