• Viking_Hippie@lemmy.world
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    1 year ago

    good credit, which literally anyone can have on a long enough timetable

    That’s categorically false. There’s tens of millions of Americans literally stuck in crushing poverty no matter what they do or don’t do. Just because you’ve been luckier than that doesn’t mean that your experience is universal.

    the money just doesn’t work the way you think it does.

    Right back at you.

    • SCB@lemmy.world
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      1 year ago

      Lol I love when kids from rich families LARP like they know what being poor looks like.

      • Viking_Hippie@lemmy.world
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        1 year ago

        Wtf are you on about? I’m not from a rich family and I’ve never been anywhere near rich myself either. Almost certainly never will be.

        You’re the one who claims that anyone can achieve a good credit score, which is a delusion shared by people who have never been poor and poor people who mistakenly think that they’re temporarily embarrassed multimillionaires.

        • SCB@lemmy.world
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          1 year ago

          Having a good credit score just requires you to

          A) have any credit

          B) make monthly payments

          C) don’t get evicted

          Literally anyone can do that on a long enough timeline. I didn’t pay my student loans at all for 5 solid years and brought my credit score up from roughly my age to 700+ in like 4 years just by making payments. I did this while making 36k/year, with a baby, as a single parent

          Idk why you’re so dead set on pretending having credit is impossible. The problem with these assumptions from you people is that some of us are the people you’re talking about so patronizingly.

          • Viking_Hippie@lemmy.world
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            1 year ago

            Again pretending that your experience is universal and that inescapable expenses exceeding income isn’t a thing that happens to tens of millions.

            Since we’ve come to the stage where you just repeat bullshit that I’ve already refuted, I’m gonna stop wasting my time on you. Have the day you deserve.