This post is a reminder that Visa and Mastercard are two american companies and that every time you pay for something with your credit card you are most likely paying taxes to trump and his goons.
This post is also intended to be a provocation to all the crypto haters and the cashless payment fanatics.
The real problem here is that the “alternative” is a lot country specific alternatives that have no leverage to command worldwide adoption.
This could only be addressed ultimately by EU federalization. Let’s see how much time until people and governments take to realize this.
The most probable solution is actually on the way (wero)
Will take a few more years to get all the features and require some incentives for people to switch from PayPal though. We’ll see.
In reality there is no alternative to Visa/Mastercard. Any other product either uses them in the background, or is not a credit card product. The only other option is the japanese credit card, I forgot its name