Mine is 667. I have never used credit cards, and I don’t have any debt. My partner, whose FICO score is 780, currently has about twice their annual salary in debt.

  • dan1101@lemm.ee
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    9 months ago

    Yep the credit score algorithm would rather see $20,000 debt with a $100,000 limit than $5,000 debt with a $10,000 limit.