“No one who works here at CapitalOne would ever tip this much so we just wanted to double-check you were of sound mind when you did this! :)”
“No one who works here at CapitalOne would ever tip this much so we just wanted to double-check you were of sound mind when you did this! :)”
Huh? There so so many protections with cards. All of my cards can very easily do a charge back and they’ll fight the charge with the retailer, not you. You only use a PIN for debit cards using a debit transaction because it’s a direct transfer, resulting in no card fees, very much the same as cash. No real credit cards have a PIN.
Edit: ah, I see they weren’t talking about American credit cards. My mistake! Interesting to learn that other countries do though.
Only in US. In many (most?) countries, credit cards do have PINs.