• Shadow@lemmy.ca
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    4 days ago

    Insurance isn’t really worth it in my experience, you’re better off putting the premium into a savings account. Between the limits on insurance redemption and the deductable, it’s not cost effective vs just saving the money.

    (this was for me in Canada, maybe the US has better but seems unlikely)

    • henfredemars@infosec.pub
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      4 days ago

      I think it depends on the plan. I’ve definitely seen some useless ones, but right now I have one that covers only a specific list of critical illnesses with no deductible. It’s nice if you’re worried about those specific things.