Based on my recollection of the PDS (remember that I read these 4 months ago), the cost of hedging is built into the fee shown in my table.

Afaik they’re not currently offering an unhedged version of these ones. The cost of hedging is pretty small in absolute terms though, for Blackrock’s other stuff I think it’s around 0.03% difference between the hedged/unhedged.

The hedging cost should be part of the fee?

It actually sounds like the van’s panels (I’m guessing especially the large roof panel) can provide non-trivial power:

“Even if I’m stuck somewhere we just have to wait a couple of hours and it’ll self charge and bring me home.” (emphasis added)

No doubt the huge array of panels on his roof can give it a lot more juice though!

It’s hard to compete in a niche where there’s already a well-established incumbent (OzBargain). Almost everything submitted there is just links to the site anyway, which seems superfluous.

Yeah the titles from ABC News are generally… not my personal choice these days, but I guess they feel the need to play whatever the title game is.

Did you actually read through the article, or are you just assuming the contents based on the (admittedly mildly clickbait-y) title?

Covid, yes, but not widespread lockdowns (and some other stuff from the “early covid” period) which is basically what the article is reflecting on. For example, I hadn’t really thought about how it could affect child social development due to significantly reduced social exposure.

This isn’t really a “covid is over” piece. ‘It’s still a serious human pathogen’ wouldn’t be a sub-heading if it was.

Good stuff, sometimes aggressive measures need to be taken to look out for the interest of the shareholders. Plus the fuel discount is a perfectly timed Christmas gift, exactly what Australia needs in a cost of living crisis. Bravo Woolies, very proud to have my superannuation invested in a company that cares!

It’s funny when the two of us more-or-less agree on the summary. Nonetheless, whoever reads both often ends up just basically reading the original lol.

In this experiment, external funding is paying for the handouts.

In a self-contained system, the same system/community providing the handouts would be generating the revenue for them (e.g., via taxation). Think of existing social welfare where “the system” generates the revenue that pays for the welfare programs.

I agree it’s a useful insight, but it’s the only sentence in the entire article that isn’t instead discussing the merits of lump sum vs regular payment. Saying that “it’s the takeaway” from the linked article is insanity.

The Wikipedia page for Hitler includes the sentence:

The stock market in the United States crashed on 24 October 1929.

That doesn’t make it the takeaway of the article!! If you want to make a case for something, bring the right evidence. As the researchers themselves have said, this study can’t just be generalized to high-income countries.

I try 🫠

I noticed the same and just assumed that was when maintenance tasks were scheduled, but that’s wild speculation lol.

I’ve never seen the stats before and 8% seems really high?? Is there some subset of Australia that tips all the time that I rarely see?

Edit: nvm, the stat is confusing as other commenter pointed out.

The number of payments with tips has remained stable throughout the last year with 0.52% of payments throughout the hospitality sector including a tip in August 2023, according to Lightspeed.

https://i.pinimg.com/originals/22/3f/79/223f79659f9505af980b57038f82a008.png

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Given that they remind readers what brands an Android phone phone could be, I don’t think the article is aimed at many aussie zoners.

I guess they’re trying to drive home that the scammer isn’t coming at you with a poorly worded email riddled with typos here - the overlay can look legitimate (even if in some cases it still has typos lol). Probably would’ve been a bit much for them to cover every banking interface tbf.

Full episode on YT for anyone interested in checking it out!

Edit: and here on ABC itself.

I really enjoyed Scienceworks and the Melbourne Aquarium as a kid. Not sure I’d go far as to call them must-see, but worth checking out if your crew is keen on them!

I guess there’s going to be some interpretation about what a high vs low result really is (like how a 6/10 rated game or movie is “low”). I personally thought the raw results would have been lower based on some of the doomposting elsewhere in the thread.