I’m pretty sure she’d be in the same situation in the US. Assuming the house was jointly owned and she had the ability to buy out her ex-Spouse’s equity or get the whole home in the divorce, there would still be a change of ownership, so she’d need to get a new mortgage solely in her name.
I know I’ve heard of couples splitting up and coming up with creative solutions, like continuing to jointly own the house, but that doesn’t seem to be the case here.
That’s not my intentions. I question her choices, but that doesn’t mean she has an option that would 100% fix her situation. It would probably be hard to find a 2-bedroom for $1500/mo and she’d still have over 50% of her paycheque going to housing.
My concern is articles highlighting cases like this allow people to disregard the housing crisis as just people unwilling to tighten their belts. Like “stop eating avocado toast” or “cancel Disney+”, there’s no quick fix.