Physical when possible. Little downside and some potential resale value down the line. Faster installs, even accounting for updates. Sometimes less space taken up on a device that should really have more than it does.
Until they start discounting digital over physical, why wouldn’t you?
What is the weather like where you are? It would be brutal to have to use this on a regular basis in cold, rainy, or even very hot weather.
Even a small car would give you so much more capability and you could use it no matter the weather.
Fun toy, but doesn’t seem like a car replacement