Depends on where you are for “paying extra”. Grocery stores in the US around me don’t charge differently for credit/debit/check/cash. Restaurants are starting to charge credit card fees to people but have a cash/debit “discount” which I’m actively ensuring I use. Probably going to hit up the card companies and explain that the change in cost means their cards are worth less now and I’ll just never use them.
a check may gain some time for those who may need it. Transaction is not instantaneous. It may take a week or longer.
use cash. don’t leave traces.
If you need time that’s what a credit card is for. If you don’t have financial responsibility then that is a problem though.
credit card is instantaneous and you pay extra for using credit. Checks add friction to procedure
p.s. i use neither
Don’t you guys have direct debit cards yet?
Depends on where you are for “paying extra”. Grocery stores in the US around me don’t charge differently for credit/debit/check/cash. Restaurants are starting to charge credit card fees to people but have a cash/debit “discount” which I’m actively ensuring I use. Probably going to hit up the card companies and explain that the change in cost means their cards are worth less now and I’ll just never use them.