Mine is 667. I have never used credit cards, and I don’t have any debt. My partner, whose FICO score is 780, currently has about twice their annual salary in debt.
Mine is 667. I have never used credit cards, and I don’t have any debt. My partner, whose FICO score is 780, currently has about twice their annual salary in debt.
That’s a little short sighted. There is no way I would be able to accumulate the cash necessary to buy a house without a mortgage. I refinanced my mortgage down to 3.25%. So my house appreciates in value and inflation eats away at the cost of the mortgage. It’s by far the best financial decision I’ve ever made.