• pH3ra@lemmy.ml
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    10 months ago

    Mandatory “use GIMP: is free and open source” comment

  • LCP@lemmy.world
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    10 months ago

    It might work for a small time landlord, but larger real estate agencies have other ways to check your income.

    This is from my work:

    • JAC@reddthat.com
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      10 months ago

      Bruh, I had one property, and I still did more thorough work than this. The credit unions offer it as a service. It’s like 0 work to do. These people, lol.

    • PersnickityPenguin@lemm.ee
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      10 months ago

      My company uses that too. You need to earn five times the salary that we offer for a new hire in order to apply for a job here.

  • aceshigh@lemmy.world
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    10 months ago

    i assume she also had to photoshop her w2, which is required to provide. forging government docs can’t be good… as is getting blacklisted from renting apartments. i am curious about how below she is from meeting the requirements (you need to make 40x the rent).

    • Ann Archy@lemmy.world
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      10 months ago

      You might not be prepared to take the risk, she was, and it worked. Whining about people not following the system in a rigged system is absurd.

    • ilmagico@lemmy.world
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      10 months ago

      I never had to provide my W2 to a landlord. Then again, I’m in Cali … is it that different in NYC?

      • Nintendo@lemmy.world
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        10 months ago

        I’m from CA and moved to the East Coast and can tell you the rental process here is insanely bad regardless of what people from here will tell you. CA has inherently less tenant protections in leases than a lot of places here, that’s a fact. your security deposit is probably less safe there. as a normal renter that has a mostly stable life and keeps a nice living area though, it’s completely useless. in fact, I prefer it.

        here, both NY and MA, brokers here are not outlawed and not culturally taboo here. listen to this as a Californian and tell me how this isn’t completely criminal: in NY and MA, you usually need to find a broker. pay them ONE MONTH RENT and all they do is forward you the documents to sign and send emails to the landlord. in California, a lot of these rental practices are just non existent if not illegal. people here will tell you that brokers are great because they can just find a place for you with less work. which is just entitlement. also when you move out, you MUST let brokers show your place. that means they CHANGE YOUR LOCKS and EVERY broker will have a key and free reign to show your apartment whenever theyd like. I’d give all my tenants protections just to not deal with that.

        • Nintendo@lemmy.world
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          10 months ago

          oh and I got carried away with anger. East Coast is the only place I’ve had landlords require invasive proof of income. I even had a place that required me to provide a schedule of when I’d be working from home since they don’t allow people who spend too much time in the apartment to rent since utilities are covered. full time, in person employment only. in fucking sane.

      • PersnickityPenguin@lemm.ee
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        10 months ago

        5 years of pay stubs, certification to be able to rent an apartment in the state of New York, annual FBI background check, a clean history showing no travel outside of the United States in the last 10 years, no DUI, certification that you have never owned a television, license to not own a pet, 7 years of tax returns. United States birth certificate not in a red state…

        It can be pretty difficult to rent an apartment in New York these days. Not to mention all the fees for above can add up to tens of thousands of dollars per year!

        • ilmagico@lemmy.world
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          10 months ago

          no travel outside of the United States in the last 10 years

          Excuse me? This seems completely out of line, of course people want to travel outside the US, and I guess I’d never ever qualify… I somehow find this hard to believe.

    • iamnotacat@lemm.ee
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      10 months ago

      W-2 arguably isn’t a gov document unless and until it’s filed with the IRS.

      The employee doesn’t do that, and wouldn’t file a W-2.

      Is it ideal? Nope, not by a long shot. Is it an effective way for desparate people to do what they need to do? Yep.

    • Pokethat@lemm.ee
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      10 months ago

      Do what you want cause a pirate is free, you are a pirate! 🎶🎵🎶

      • EzekielJK@lemmy.world
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        10 months ago

        I remember the first time I ever saw that video was when I tried playing Enter the Gungeon. I didn’t even pirate it. I just screwed up when I was installing some mods lol

    • Mongostein@lemmy.ca
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      10 months ago

      Yup. Adobe may not be the ones causing the housing crisis, but all this nickel and diming from other sources is part of the problem too.

      Hey Adobe, if you want people to stop pirating your shit go back to a pay-once model or lower your subscription costs. Then maybe use some of that money you’ve got to help us out over here so we can afford to pay you.

  • Transcriptionist@lemmy.world
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    10 months ago

    Image Transcription:

    X/Twitter post by user maggie lalley @magslals reading: “I photoshopped my bank statements and paystubs to get my one bedroom apartment in nyc. You wanna live alone? Get adobe.”

    [I am a human, if I’ve made a mistake please let me know. Please consider providing alt-text for ease of use. Thank you. 💜]

    • AngryCommieKender@lemmy.world
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      10 months ago

      Look, I love The G.I.M.P. It allows me to recreate both 3D Studio Max, and Fractal Design: Painter into a single program. I have begged every single graphic artist and photographer in my life to switch. They all say it’s far too hard to set up and use. I wish I could help them fix this, but apparently modding anything other than a game is too complex for them. How the fuck do I manage to explain this to them‽

      • KoyoDraka@lemmy.world
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        10 months ago

        It’s because they already have a good workflow for productivity. There is no point of switching to another program just for the sake of change. My workflow is just happened to be on Windows and Adobe and that’s it! I don’t care shit about these brands.

        I’m tired of everyone on Lemmy keeps bashing Windows and trying to force people in to Linux. Stop trying to make people doing something unrelated to their real life. In normal people eyes, computer is no different than a toaster. Who care about all the feature and technology? If it can make good toast then that’s good enough for them.

        In my eyes, Linux community is no different than a cult and church, who is trying to force everyone into joining them. And I’m getting tired of Lemmy also. It’s like 50 percent of the posts are all about Linux and bashing Windows. I was supporting the movement, but now I think it’s meaningless with this type of community. Impossible for normal user to join in. Sorry about my rant. Have a nice day, eveyone.

        • AngryCommieKender@lemmy.world
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          10 months ago

          I use windows. I just use The GIMP because NO One else makes a graphics program that acts like FDP. Fractal Design Painter acts like traditional medium, so it’s easier for traditional artists to wrap our heads around. I only suggest it to traditional artists that hate the interface of Adobe products

  • nameisnotimportant@lemmy.ml
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    10 months ago

    I’m all in to say that the situation to get an appartement is out of control but isn’t that fraud / counterfeit?

    • tpihkal@lemmy.world
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      10 months ago

      I think rent prices are out of control but it seems reasonable for a landlord to verify that you can afford the rent.

      • countflacula@lemmy.ca
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        10 months ago

        How do you reconcile those two points though? if rent prices are out of control why is it still reasonable for a landlord to verify affordability? to me it seems they’re contributing to the unaffordability (assuming) and then imposing that the tenant then meets this fabricated requirement.

        • Cosmic Cleric@lemmy.world
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          10 months ago

          if rent prices are out of control why is it still reasonable for a landlord to verify affordability?

          Because you have to verify that someone is not overextending themselves, to try to land in your place, and then being unable to pay the rent because they did overextend.

  • Blackmist@feddit.uk
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    10 months ago

    You can use the same trick in job applications.

    If they didn’t check themselves, they didn’t really care in the first place.

  • CodingSquirrel@kbin.social
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    10 months ago

    You don’t even need photoshop. Just use the inspect function in your browser and edit the values directly in the HTML. Free and much easier to not fuck up the formatting.

  • CountMonte@lemmy.world
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    10 months ago

    Our mortgage is $2600 month. My wife has a much better paying job than me. I make $2200 a month after taxes/deductions. She is currently going through cancer treatments and although everything is looking positive it really got me thinking about what the hell does life look like for my family if something happens to my wife?

    I’ve had the same bus driving job for 23 years. I’m undereducated. A 2 bedroom, 1 bathroom apartment is $1600 month here. I don’t know how I’d ever be able to take care of myself and two kids.

    They want us to have 80k+ in school debt so you can be allowed to have mortgage debt or rent and own nothing. I don’t know where I’m going with this but I’m just bummed out about life right now.

  • jubilationtcornpone@sh.itjust.works
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    10 months ago

    Step 1: File articles of incorporation for an LLC. Step 2: Open bank account for your new business. Step 3: Write checks to yourself from said business. Step 4: Tell future landlord that you’re “self employed.” Step 5: File dissolution of LLC -or- make sure to pay any annual franchise taxes, depending on your state, if you decide to keep it active.

      • seathru@lemm.ee
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        10 months ago

        That step is unnecessary. You can call your LLC whatever you want. So all the landlord has to know is that you work for “Totally Not A Front LLC”. If they don’t do their due diligence verifying that it’s more than a one person operation, that’s on them.

      • DigitalFrank@lemmy.world
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        10 months ago

        We do, but our verification process include researching the LLC and requiring proof of at least 2 years of business income ( 3 years preferred).

  • ArbitraryValue@sh.itjust.works
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    10 months ago

    They don’t check your credit? They checked my credit the last time I rented.

    Also you don’t need to photoshop when it’s easier to edit the html.

    • Neuromancer@lemm.ee
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      10 months ago

      Credit doesn’t show income. It is just a score with income not factored in.

      • mosiacmango@lemm.ee
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        10 months ago

        Experian offers a service called “theworknumber” that will sell you income data to anyone for $60.

        You cant opt out because fuck american laws, but you can demand they “freeze” it like credit, so any inquiry is just rejected.

        • Neuromancer@lemm.ee
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          10 months ago

          That may solve who’s texting me if I’d like to sell a property. They keep asking me about properties i haven’t owned for years but I use to live at.

          • Trainguyrom@reddthat.com
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            10 months ago

            At least you get texted about properties you once owned. I get texted about some dude’s properties across the country even though this hasn’t been his number for a good decade now

            • Neuromancer@lemm.ee
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              10 months ago

              Haha it’s just weird to get a txt asking if I want to sell x property I haven’t owned for twenty years.

              It has to be a credit report thing as my gf gets txt about the properties and she has never been on the loans or titles. The properties are always in my name.

  • Margot Robbie@lemmy.world
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    10 months ago

    It’s easier and way cheaper to rent a room in a house somewhere if you’re looking to save money since the rental market looks miserable right now.

    Plus, having roommates can be great.

    • I_Fart_Glitter@lemmy.world
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      10 months ago

      When I was 22 I lived in a curtained off corner of an attic in a house with 13 other people. It was so, so fun. I thought to myself, I could live this way forever! Why do older people get scammed into believing that they need to spend all their money on living alone?! I’m old now. I’ll live with a partner or live alone. I’m done with room mates.