Alright lemmy commenters you want the real secret sauce on How to live comfortably with the least amount of money? I can tell you my strategy. This won’t work for everyone, and many of you won’t like what I have to say.
loans and rent are a scam. Never go into debt, never open a credit card. Pay with the money you actually have saved up or learn to live without. don’t subscribe to anything recurring but phone and internet payments.
Live well below your means, not right at them or slightly above. If you live paycheck to paycheck and arent able to save up a dime for an emergency fund you will get screwed eventually.
invest in ways of generating passive income. diversify, have a portfolio, learn the difference between money, value, and assets. Leverage the concepts and apply them. Take a chance and put 100$ somewhere in the financial market, fail and loose some money, learn something from it, try again until you start growing money.
live out of your vehicle. Rent is a scam that preys upon your willingness to whore yourself out socioeconomically for quick illusionary scraps of safety and convinence that month. Any car, van, or truck can be converted into a liveable space. Its hard to adjust to such a different way of living at first but if you can do so the benefits of adapting to that kind of lifestyle is massive. You become your own landlord and pay yourself rent. Your only expenses becomes insurance and maintance.
Donate your plasma. It’s a relatively safe procedure, You can do it twice a week, and it provides a part time jobs worth of income.
Change your psychology. Society has ingrained upon us from birth a sense that our worth as human beings is determined by productivity and value we can provide.
You see a lot of people in the comments here rail on NEETs Who aren’t currently in the job market while still somehow living a life. Fuck that, I’m here to tell you that your life has intrinsic value. You and I werent put on this planet to slave away at jobs we hate to maybe one day achieve the dream of paying a 30 year mortage on some shitty suburbanite house. Thats not the life I dreamed of for for myself and I won’t be shamed for carving a way out of that speeding train to misery.
as long as you aren’t parasitizing your family living off their resources and found your own unique living situation thsat isnt burdening anyone, then go for it. Carve out a life of freedom where you can choose to sit on your ass and laise about without shame my friend.
You dont need to be employed all the time.You don’t need to work all the time to live a comfortable life. If you live the way I just described you can work 6 months or a year saving up the money and coast on the funds for a year or two before working again. You can be free to travel the country living dirt cheap for many many months. Is that NEET life? Maybe. But wouldnt you like a sabbatical like that? A break from the years of work grinding?
Develop skills and invest in infrastructure that improve your self reliance or reduce payments. Taking automotive classes and learning to fix your own car problems saves a lot of money. Learning basic electrical and plumbing if you want to go offgrid. Keeping yourself better warm in winter without central heating or cool in summer without central cooling. If you don’t want to live in a car then owning a piece of land and putting an offgrid home on it is next best thing for living without expenses.
Considering the bills they don’t have to pay, they actually make more than I didn’t a month with a job.
If I quit uni today and applied for social security and unemployment pay I’d be way better off financially. A friend of mine actually did that for a semester when she was desperate, despite being a keen and interested student. Not being in education or training can be temporarily easier than being in education or training.
There’s no way they get that much in benefits.
I know the benefit system they spend the entire time trying to get around paying anybody anything, anytime they feel like they’ve not hassled you for a while they send people around to check on you.
There is no way wau anon is getting away with that. They hardly ever pay the legitimate claimants
(the most ive ever been paid from SSI is like 600 a month when i was still on it.Pretty sure SSI caps around 1000 ish usd but im on ssd so not sure. One of my friends was on ssi for 400 a month. Its insane to me that i get more money than this and my ssd income is on par with minimum wage. Meanwhile everyone else without my lucky situation has far less.)
Fuck, I’d sure like to be living in the fantasy world where America is that generous. You might get that much with a severe disability in a super high COL area, but it’d be hard fought and the invasion of your privacy is going to be absurd to make sure you’re not ‘abusing’ it.
Sec 8 is hard in a lot of places too. Most times you get stuck with the most dogshit landlord in the most dogshit apartment building in the most dogshit area of the city.
What is a neet?
Not in Education, Employment, or Training
Not Educated Employed or Trained
People who made it to adulthood without doing anything in life. Commonly they are carried by their parents. They live in the basement/most secluded room in the house, play video games and jerk off all day, eat frozen pizzas and chicken tenders, and usually do this until they’re like 50 years old, crusty, and their parents die.
I know a couple. Dropped out of highschool, and have been coasting for over a decade off their rich parents, never leave the house, never had a job. Been that way for over a decade with no signs of change.
Damn, how do their retirement plans work out?
As far as I’ve seen: usually suicide once they’re on their own, body goes unclaimed, and their corpse gets donated for medical research (what happens to unclaims in my state at least).
I believe it refers to current status, so it’s “Not in Education, Employment or Training”. Doesn’t mean the person cannot have a degree or diploma or at least finished school.
Correct, you can have a PhD and be a NEET. What matters is that you are currently unemployed, and not studying/training either.
I finish my current job in December and my new job doesn’t start until March, for some reason. So I’m going to be Neet for that time. Or does the fact that I have a job, it just hasn’t started yet, preclude me
The fact that you’re pursuing a job at all excludes you I’d think
Do you consider yourself unemployed? I’d say you aren’t if you are already hired for the next job.
Basically jobless adults who are not students.
Freeloaders, put simply
“Et euh, comment ça s’passe pour les gens comme vous quand y a du soleil ? Enfin, j’veux dire, vous êtes contents qu’y en ait ou ça vous fait chier qu’les pauvres en profitent aussi ?”
The secret ingredient is crime.
Survive? No, thrive
Could u weaponise the regarded by paying them a wage?
Only if it comes from the regarded region of France, otherwise its just sparkling autism…
in conversation with The Perfect Match: “I accept money I didn’t earn”
American anons olny live in Alaska
